Could your debt be reduced or forgiven? Take our financial relief quiz. Before a debt collector can pursue you for a debt, they are generally required to first send you a debt validation letter. This ...

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Whether you owe it or not, receiving a debt collection notice can conjure up feelings of anxiety, worry and perhaps confusion, ...

Debt collection scams can be one of the most frightening and persistent scam types. Victims often report that scammers harass them, both at home and at work, trying to get them to pay a debt they ...

As unpaid debt balances age, the tone of the collection efforts tends to change, too. The debt collection calls become more ...

Receiving a call from a debt collector can be jarring, but you need to remain calm and make sure you’re not on the hook for an IOU you don’t actually owe. Unfortunately, it’s not altogether rare to be ...