How Banks Determine Loan Interest Rates: Key Factors Explained

Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for ...

Should you lock in a mortgage rate before the January Fed meeting?

Mortgage rates are more affordable now, but is it worth locking one in before this month's Federal Reserve meeting?

A Top Fed Official Says the Trump Administration’s Threats Are ‘About Monetary Policy’

Neel T. Kashkari, president of the Federal Reserve Bank of Minneapolis, defended Jerome H. Powell, the Fed chair, in an ...
WRAL

The Fed just cut interest rates for the sixth time. Here’s why you’re not seeing much of a difference in your loans

(CNN) — Thanks to its latest decision on Wednesday – its final one for 2025 – the Federal Reserve has now reduced its key overnight lending rate by 1.75 percentage points since it began its ...
USA Today

Fed cuts interest rates again: What's next for mortgages, credit cards

Forecasts vary for how many more times the Fed could cut interest rates in 2026. Some say one, two or even three more rate cuts ahead. Mortgage rates already have fallen as markets anticipated a Fed ...

I Asked ChatGPT the Best Investments To Make After the Fed Rate Cut — Here’s What It Said

ChatGPT excels at gathering and synthesizing info into recommendations. Here's what it said when asked about the best ...