When you’re looking to secure a business loan, one of the most important things to consider is collateral. Collateral can be a game changer, helping you get better loan terms and even higher amounts.

Collateral is an asset you use to secure a loan. Putting down collateral can make it easier to qualify for a loan, but it can be risky for borrowers. Let's look at how collateral works and how it ...

Some personal loans require collateral — that is, a personal asset, such as a car, home, cash deposit or investment — that you offer to secure the loan. This asset reduces the lender’s risk, as you’ll ...

Learn how cross-collateralization affects your finances, especially with auto and mortgage loans. Protect yourself by understanding lender practices and key terms.

A life insurance policy may be used as collateral to secure a loan. If you die before the loan is repaid, the lender will be repaid from the policy’s death benefit proceeds before beneficiaries can ...

The Depository Trust & Clearing Corporation (DTCC), the post-trade market infrastructure for the global financial services industry, today announced a digital collateral management platform.