High-yield savings account: According to DepositAccounts.com, as of January 2026, the top-yielding 1% of high-yield savings accounts offer an average of 3.86% APY, while the top average CD yield is ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

While anything can happen, experts largely expect that CD rates will fall in early 2026. For one, the Federal Reserve has ...

A CD is a particular type of savings account that pays a fixed interest rate for a set period of time. The benefit is that ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

If you have a large amount of money to deposit, today's best jumbo CD rate is 4.28% APY, offered by GTE Financial. Compare the best jumbo CDs that are nationally available from banks and credit unions ...

You can open a CD at almost any bank, but it literally pays to find CDs with high interest rates. Shop around at credit unions, banks and other financial institutions. Rates will vary and your go-to ...

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Dashia is the consumer insights editor for CNET. She specializes in data-driven analysis and news at the intersection of tech, personal finance and consumer sentiment. Dashia investigates economic ...

And, for those sitting on a meaningful chunk of savings — let's say $25,000 — that type of rate predictability can be ...