Neal has more than 20 years of experience in financial and business journalism covering retail investing, airlines, pharmaceuticals, healthcare, sustainability, technology, and retail. He has worked ...

IRA distributions are not considered earned income for the Social Security earnings test. Traditional IRA distributions increase AGI, which could cause up to 85% of your Social Security to be taxable.

Troy Segal is an editor and writer. She has 20+ years of experience covering personal finance, wealth management, and business news. Toby Walters is a financial writer, investor, and lifelong learner.

It can be tempting to only pay the minimum amount due on your credit card bill each month, but doing so can come with a cost. The minimum payment is the smallest amount of money that you have to pay ...