9hOpinion
The Stablecoin Application Layer Is Overtaking Legacy Payments - And Pressuring Central Banks
In 2024, stablecoins processed extraordinary volume, with estimates ranging from $23 trillion (IMF) to $26 trillion (BCG).
To address this challenge, I propose the 5‑Layer Modernization Stack, a practical, implementation‑ready architecture designed specifically for financial institutions adopting generative AI. This ...
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