Caroline Banton has 6+ years of experience as a writer of business and finance articles. She also writes biographies for Story Terrace. David Kindness is a Certified Public Accountant (CPA) and an ...

Quantum physics is the study of matter and energy at its most fundamental level. A central tenet of quantum physics is that energy comes in indivisible packets called quanta. Quanta behave very ...

Higher Technical Qualifications (HTQs) are Level 4 or 5 qualifications that have been quality marked to indicate their alignment to employer-led occupational standards. HTQs align to approved ...

These qualifications are designed for individuals wishing to develop their professional consultancy abilities, and who will have the knowledge, skills and behaviours to drive consultancy activities in ...

J. William Carpenter is an economist who writes financial topics. He is an author of published works for higher education and business clients. Katie Miller is a consumer financial services expert.