Picture a CFO scanning a cash-flow model where one interest rate cell sits off by a single percentage point. The spreadsheet ...

Olivia Peluso is an experienced journalist with over 1,500 published stories across personal finance, economics, and public policy. Katie Miller is a consumer financial services expert. She worked for ...

December 23, 2025 • About 5.5 million borrowers are currently in default. They haven't risked wage garnishment since the beginning of the pandemic, when policymakers paused the practice.