Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

When debt piles up, it can start to feel like there's no way out. After all, credit card minimum payments barely chip away at your balances, the interest charges keep climbing, and if you're behind on ...

Dealing with delinquent tax debt may be one of the most stressful financial challenges a person can encounter. After all, between the mounting penalties, the Internal Revenue Service (IRS) notices and ...

A borrower is in default after an extended period without making payments and failing to restore the loan to good standing.

The Social Security Administration announced Thursday that a debt collection program paused during March 2020 at the start of the COVID-19 pandemic would resume immediately. The Treasury Offset ...

You may have options if a debt settlement no longer feels right, but the timing, paperwork and payments matter.

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Many Americans are deep in the red. In fact, household debt hit $18.59 trillion in the third quarter of 2025, according to the Federal Reserve Bank of New York. As people find themselves drowning in ...