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Stop running your business from one bank account If you are a sole trader, this is the account setup I recommend: ✅ Trading Account – where all income lands and expenses get paid ✅ Wages Account – pay yourself here so you know what’s really yours ✅ Tax Account – must allow direct debits so Revenue can collect what’s due ✅ Savings Account – to build a safety net or invest back into the business Technically you can get by with one account. An accountant might even say that is fine. But if you want